karipap ikea naik harga
karipap ikea mengalami kenaikan harga sebanyak 42%
sebelum 1 julai 2022 – rm5.50
selepas 1 julai 2022 – rm7.80
karipap ikea naik harga Read More »
budget road trip to south thailand (sungai kolok , narathiwat, yala, pattani, songkhla, hatyai)
Itinerary
26 July 2022
12pm – drive from KL to Kota Bharu
8pm – reached Kota Bharu. stayed at best buddy’s house
27 July 2022
10am – Borrowed a motorcycle from best buddy. Reached Rantau Panjang border checkpoint
12pm – Reached Sungai Kolok
3pm – Reached narathiwat
8pm – stayed at àžàžŁàž±àžàžąàčàžàž§àž”àčàžźàžĄ Sapthawee Home ( https://goo.gl/maps/tQ7Hi8fcmWiCXZjm7 ) , 450baht/night
9pm – ate Halal Porridge (located beside Mamee Tofu, opens at night) ( https://goo.gl/maps/u5wmaDiZLBBhFcUp7 )
28 July 2022
10am – reached Yala
12pm – checked in at Hotel 999 (àčàžŁàžàčàžŁàžĄ 999 (àžąàž°àž„àžČ)) ( https://g.page/Hotelyala?share ) , 400baht/night
2pm – reached Pattani
4pm – ate at halal boat noodle (àžàčàž§àžąàčàžàž”àčàžąàž§àčàžŁàž·àž àž àžàžŁàž°àžàž”àž àžȘàžČàžàžČàžàž±àžàžàžČàžàž”) ( https://goo.gl/maps/9yDBkZergsXH7cDm9 ), 45baht/bowl
8pm – went to àžàž„àžČàžàčàžàžŽàžàčàž„àčàž àžąàž°àž„àžČ (yala promenade market) ( https://goo.gl/maps/Cq7SfHGxFnQ5iRRS9 )
29 July 2022
10am – reach Hat Yai
12pm – checked-in at The 1 Place Hotel ( https://goo.gl/maps/RYZ7oY48MFC6o6ZN7 ) , 400baht/night
2pm – reach Songhkla
30 July 2022
8am – ride from Hat Yai to Kota Bharu
2pm – reached Taluban. ate at halal boat noodle (àž„àž±àžàžàžČàčàžàž”àčàžąàž§àčàžàž”àčàžąàž§àčàžŁàž·àžàčàžàžàžłàžàžČàž)( https://goo.gl/maps/GD5K3dx9zcFwC2Ds5 ) 45baht/bowl
6pm – drive from Kota Bharu to KL
Trip Summary
since the covid, chinese tourist find it hard to travel to thailand or any other country in the world. that makes it the best time to visit thailand because i find it too crowded when a lot of chinese travel here (buat semak je dtg).
it was my first time entering thailand via road at rantau panjang border checkpoint. the army guy at the checkpoint asked me “demo tahu demo nok gi mano dok nih?” later at the sungai kolok border checkpoint, one immigration fella asked me:-
immigration fella : demo nok pegi mano?
me : gi hat yai bey
immigration fella : ado mek ko kat sano?
me : (whatever dude..)
after 1 day trip, me and my travel partner part ways, he headed straight to Hay Yai. at first, i had no idea what to do, where to go, the more i think, the more stressed i had. i headed to Yala, surprisingly, the more time i spent travel alone, the more excitement it gets, thats what kept me going during this trip.
furthermore, this week is a public holoday in thailand which means it might be hard to find an accommodation which further stresses me. luckily, accommodation is easy to find.
road condition in south thailand
the roads from sungai kolok up to hat yai are surprisingly good! mostly it is 2 lanes and unlike malaysia roads, there are no tolls!
muslims in south thailand
I noticed there are 2 types of thai muslims :-
1. thai muslims able to speak phasa yawi (similar to kelantan dialect)
2. thai muslims cannot speak phasa yawi (met some of them at Hat Yai)
i had a chat with a parking guard at the hotel at narathiwat. a malay of narathiwat origin. he was friendly after he knew i was from malaysia. he has a wife and a kid. even working as a parking guard can have a decent family here. you only able to dream if you are in KL. Allah Maha AdilâŠ
a lot of islamic schools as i rode from Sungai Kolok to Pattani. a lot of women wearing muslim loose cloak, some even cover their face. this place feels more islamic than in malaysia.
is it safe to travel to south thailand?
some of my friends in KL, cousins and aunty in kelantan (seriously?!? u guys staying near the border this whole time dont even dare to go there?!? shame on you guys if our royal pattani forefather knew this!) were terrified when i told them i am going to south thailand. if i were a typical malaysian feint hearted guy, i would have chicken-out this trip. no doubt there lots of military roadblocks but those armies dont even look at me when they notice my malaysian plate number.
exchange currency in thailand
you can get good rates for currency exchange at danok and sungai kolok (myr to thb) which is better than changing it at midvalley mall. but the rates seems to be unattractive in other parts of thailand such as krabi. i used western union which provides the best rates, even better than withdrawing money at atm. check my other post for my experience with western union.
PTT pump station – thailand version of RnR
you dont wanna miss PTT if you visit thailand. i hardly see any RnR along the highway. PTT pump station is a one stop center for fuel, coffee, cafe, 7-11 and toilet. i am very particular when it comes to using toilet in which PTT did a good job maintaining their clean toilet. the coffee at their Amazon Cafe costs 35 – 55 baht! who needs starbucks when you already have PTT pump station.
its not that easy to find cheap (below 400 baht ) and good accommodation in narathiwat, yala and pattani
you can literally get a decent accommodation in thailand as low as 400 baht (or even lover). airbnb and online hotel booking websites ha ve always been my source of quality and affordable accommodation. but it doesnt seem to work that way in narathiwat, yala and pattani. they can be found in google maps and the room price can be found in the reviews section ( some have but not all ) and in their facebook page. if you know thai, you can direcly call them to ask the price.
royal pattani bloodline
my ancestor (Tok Dat) is among the pattani’s knight during the war with Siam during 1760s and fled to Malaya to a place now called Kelantan. in order to conceal his identity, it was said that Tok Dat let everyone know he came from Jawa. my aunt told me there was a time when my aunt followed my late grandmother to seek medical help, my late grandmother brought a yellow cloth ( a sign of royalty ), made me feel the royalty bloodline was still strong at that time. somehow i indirectly related to the people of south thailand.
Appreciation to the Government of Thailand and to the people of South Thailand
i would like to thank the customs & immigration of thailand for their kind help to make this trip possible and also to the friendly people of south thailand for their hospitality. i really enjoyed the trip and looking forward to visit thailand again soon. i love you guys!
Programming Blue Pill STM32F103C8T6 with Eclipse and ST-Link V2 in Windows 7
Until today, I still could not find an all-in-one tutorial to program Blue Pill with Eclipse. I have been doing trial and error for weeks and have gathered what I have found into this single post. I hope it useful for anyone who setting up their Blue Pill with Eclipse.
Software and hardware requirements
1. Windows 7
2. Blue Pill STM32F103C8T6
3. ST-Link V2
4. Java 7 update 71 or later (I am using Java 8 update 291 for this setup)
Step 1 – Download Eclipse IDE for C/C++ here.
I download the ZIP archive and store it at a specific easily reachable location such as C:\STM32Toolchain\eclipse . In the later steps, all the packages and plugins will be added in C:\STM32Toolchain in order to manage it easily.
Step 2- Install CDT packages
In Eclipse, go to Help->Install New Software . Select CDT – https://download.eclipse.org/tools/cdt/releases/10.3, under CDT Main Features, select C/C++ Development Tools SDK
Step 2 – Install the GNU ARM plug-ins for Eclipse
Go to Help->Eclipse Marketplace.. . In the pop-up window that appears type “gnu arm eclipse” in the “Find” textbox and click on Go to kick off the search. The first entry found should be as shown, “Eclipse Embedded C/C++”. Click on install and follows the steps.
Step 3- Install the GCC ARM tool-chain
Download the GCC tool-chain for the ARM Cortex platform here. You can download the installer and start the installation. When asked, install the tool-chain in the following directory C:\STM32Toolchain\gnu-arm\ . Leave unchecked the entry “Add path to environment variable“, especially if you have other compilers or IDE installed on your PC.
Step 4 – Install the Build Tools
Download the build tools here. When asked, install the tools in these folder: C:\STM32Toolchain\GnuWin32
Step 5 – Create an Empty Project in Eclipse
Go to File > New > Project…
Then select C Project. Select “Empty Project” & ARM Cross GCC. Specify the Project Name
Select Toolchain path
Step 6 – Copy the firmware library to the project directory
Download the STM32F1XX firmware library here. Place the library in C:\STM32Toolchain
Create a new folder [USER] and [startup] in the project directory
Copy the firmware library to the project directory
Copy below files in \test1\STM32F10x_StdPeriph_Lib_V3.5.0\Project\STM32F10x_StdPeriph_Template directory to the [USER] folder
a. main.c
b. stm32f10x_conf.h
c. stm32f10x_it.c
d. stm32f10x_it.h
Copy below file in \test1\STM32F10x_StdPeriph_Lib_V3.5.0\Project\STM32F10x_StdPeriph_Template\TrueSTUDIO\STM3210B-EVAL to the project directory (the file will be replaced)
a. stm32_flash.ld
Copy below file in \test1\STM32F10x_StdPeriph_Lib_V3.5.0\Libraries\CMSIS\CM3\DeviceSupport\ST\STM32F10x\startup\TrueSTUDIO to the startup directory. Since I am using Blue Pill, the file is startup_stm32f10x_md.s . Rename this file to startup_stm32f10x_md.S
a. startup_stm32f10x_md.s
Copy the firmware library to the project directory. Delete Project and Utilities folders in \test1\STM32F10x_StdPeriph_Lib_V3.5.0 , at this point, the file addition and deletion is completed, select the project in the Eclipse workspace, and then right click test1 and select Refresh, the file will be automatically imported into the project
Step 7 – Define the project properties
Select the project test1 ->right-click->Properties->C/C++ Build->Settings
Select CROSS ARM C Compiler->Preprocessor. Add 2 symbols, USE_STDPERIPH_DRIVER, indicating the use of peripheral firmware libraries and STM32F103X_MD since I am using Blue Pill
Include the paths
Click the Toolchain tab and fill in the bin folder under the path of the installed cross-compilation tool
Add the path for Build Tools ( the GNUWIN32 downloaded earlier )
After that, set the linker file.
After that, modify the Main.c in the USER folder, because it does not contain any DEMO files, so you need to delete the function called under MAIN.C.
You might encounter “make” error. Go to Properties > Tool Chain Editor, select CDT Internal Builder
if you have error saying “Please select first the target STM32F10x device used in your application (in stm32f10x.h file)” , go to stm32f10x.h and select the device. Since I am using Blue Pill, the device is STM32F10X_MD.
if you encounter below error, open core_cm3.c under the project file \STM32F10x_StdPeriph_Lib_V3.5.0\Libraries\CMSIS\CM3\CoreSupport and modify the code as shown below
Before
__ASM volatile (âstrexb %0, %2, [%1]â : â=râ (result) : ârâ (addr), ârâ (value) );
__ASM volatile (âstrexh %0, %2, [%1]â: â=râ (result): ârâ (addr), ârâ (value) );
After
__ASM volatile (âstrexb %0, %2, [%1]â : â=&râ (result) : ârâ (addr), ârâ (value) );|
__ASM volatile (âstrexh %0, %2, [%1]â : â=&râ (result) : ârâ (addr), ârâ (value) );
if you encounter “undefined reference to `_exit'” error, check whether you have define the correct linker file as in Step 7
if you encounter below error related to Reset Handler, make sure you have rename the file to startup_stm32f10x_md.S as in Step 6.
After that, you will be able to complete the code compilation.
Reference
https://www.carminenoviello.com/2014/12/28/setting-gcceclipse-toolchain-stm32nucleo-part-1/
https://www.programmersought.com/article/97124058587/ https://blog.csdn.net/u012523921/article/details/100774332
https://blog.csdn.net/Neutree/article/details/50551919
https://blog.csdn.net/u012523921/article/details/100774332
https://blog.csdn.net/u012523921/article/details/100736984
https://www.cnblogs.com/micro-st/p/8886566.html
http://www.jeh-tech.com/arm_eclipse.html
Programming Blue Pill STM32F103C8T6 with Eclipse and ST-Link V2 in Windows 7 Read More »
Is it hard to get a job in telecom industry in Malaysia?
I came from the technical part of this industry, so I will try to explain the telecom industry situation based on the engineering perspective. First, i will explain why it is hard to land a job in telecom and then what can be done in order to increase the chances to get the job.
There are many reasons why fresh graduates or experienced engineer find it hard to get a job in telecom. There are times when telecom are booming which creates a lot of jobs and there are times where no job can be found and one has to be patient and always keep on the lookout for opportunities. Furthermore in some countries, telecom jobs are rather limited since it depends on the scale of the network infrastructure and the population of the country as well. The more people are using it, the more it requires to expand the infrastructure. In Malaysia, the country is rather small, therefore the job opportunities are rather limited. Countries that have plenty of telecom jobs are countries where the telecom vendors (ericsson, huawei, nokia, zte, etc. ) set up their research centers. These countries requires a lot of engineers and they have the opportunity to learn highly technical skill and stay up to date with the latest telecom technologies.
As for other countries such as Malaysia, the nature of telecom work may be in the form of service delivery projects for telecom vendors and their subcontractors ( telecom vendors sub their project to these companies ) . Apart from that, several jobs can be found in MNOs (Maxis, Celcom, Digi) and in the telecom regulatory (MCMC) as well but the positions available are limited which requires applicants to compete with many other applicants to fill as little as one position. This situation happens when there are no new projects are running. But there could be a lot of opportunities when there is a big project until to some extend there isnât enough manpower to run it. For example, in 2011, Digi invested a large sum of money to swap their 2G and 3G networks to ZTE equipment. At that time, there were hundreds of openings for engineer role in ZTE. Those were the good old days. Made a lot of friends, learned new things. Therefore, there are opportunities and one needs to stay alert on the latest telecoms news.
As I have mentioned ealier, telecom industry is a niche industry where only the ones who have worked in this industry knows about this industry. In other words, someone who have never worked in telecom industry wonât have the slightest idea about what telecom engineers do.
Therefore fresh graduates cannot burst into these profession easily because most of the things that they learned in the university cannot be applied into the job that they are applying. In order to increase the chances, one could focus his/her final year project on telecom research topics such as RF analysis, antenna design, optical performance analysis. Besides that, due to advancement in virtualization technology, one can simulate the whole LTE network by using desktop PC, SDR card, a sim card and a LTE smartphone. These options could boost the chances to get a job in telecom.
Furthermore, it is easier to land a job with subcontractors since they normally hire fresh graduates because the nature of the work is more to installation and deployment which gives an opportunity for fresh graduates to learn the fundamentals of telecom technology before they can move up the career ladder into working with telecom vendors and MNOs. On top of that, one should always put him/herself in hiring managerâs shoes and think why they should hire him/her and not someone else.
Is it hard to get a job in telecom industry in Malaysia? Read More »
Is China a backpacker friendly country?
i have been travelling to many countries and now working in China and although China is very safe but China is one of the country that is not backpackers friendly. The CCPâs dream is to monitor every people who lives in the country. When someone enters China, the CCP wants to know where you live, so you need to register yourself to the police station and some hotels does not accept foreigners, in fact in most outskirt areas, all hotels wont accept you. If these hotels have this kind of restriction, airbnb is worse and backpacker normally does not look for hotels, they look for cheap accommodation or couchsurfing. Even those chinese having a hard time to host you without having to face problems with the police. Eventhough CCP wants you to visit china, they only want you to visit the places that they WANT YOU TO VISIT. Some backpackers prefer to explore uncharted places, how can this be done when you canât find a place to sleep? They have lots of nice places to go such as Xinjiang and Tibet. If you visit xinjiang, there will be security checkpoints all over the places. Would you want to waste your money to visit this kind of places? i went to Ningxia on a backpacking trip to visit a famous mosque located in a small village. I checked-in at the nearby hotel but after few minutes, 5 policemen came and I was brought to the police station for questioning for 3 hours. All my things were inspected, even the pictures and videos in my smartphone were inspected! imagine if you have a sensitive photos of your girlfriend/wife and suddenly a police get a hand of these materials. how do you feel? would you still want to backpack in China?
Is China a backpacker friendly country? Read More »
How China managed to control the COVID-19 outbreak in 2 months time?
i have been getting this question from my families and friends which made me decide to write my opinion after working in china for several years (before and after the covid-19).
as we all know, china successfully implemented mass surveillance on its citizens which means if you are a citizen of china, even your balls are being held by the government, in other words, the government knows everything about you and you canât run away.
with this mass surveillance in place, it is easy to control the population when a pandemic like covid-19 exist. together with âno questions askedâ policy, they can simply control the outbreak because the population is just like a ROBOT. why i said this because a robot does not question anything, and will do anything as instructed, everyone in that country follows what the government freakin told them to do! no one oppose the government ( and you know what will happen if they do ) .
secondly, in Shanghai, children are not allowed to attend religious classes. everyone obey this instruction. if the government can easily impose this autocratic rule, you can imagine how easily the government is able to impose rules to control the pandemic!
most people from outside china, are amazed when seeing this country âsuccessfullyâ control the pandemic. some are proud and some criticize their own country, why their country cannot act like china. BUT they donât know what it takes to achieve that kind of âsuccessâ.
if you live in a democratic country which is struggling to control this pandemic, you know democracy is not the problem, its the politicians. so do your part as citizens to voice your concerns. you have the power to make the country a better place. your life belongs to you, and it does not belong to the government!
How China managed to control the COVID-19 outbreak in 2 months time? Read More »
Career in Huawei Technologies Malaysia
Someone asked a question and i thought it would beneficial to share it here.
Question:
Hi there… Just wanna to ask you some opinion regarding Huawei. Im a fresh graduate got offered with project management engineer position in HW, been reading alot of the comments on the Huawei’s thread, and most of the comments are quite scary, is it really that “bad” though?
The contract position is kinda risky as well… actually i got offered with another permanant position in other company, but for the jobscope i prefer huawei as i intended to debut my career in project management. i heard the politics are very “legendary”. Just wanted to hear your thoughts on it
Answer:
Firstly, congratulations on getting both jobs.
Malaysiaâs 5 main industries are banking, ecommerce, OnG, construction, electronics/manufacturing and IT. IMO, everyone has a dream career but in Malaysia, we cant just blindly follow our dream. As an example, I want to become automotive engineer, unfortunately Msia doesnât have a good automotive company to grow my career to become a true automotive engineer. We used to have a good auto company (Proton) but now not anymore. Even working in Perodua is a waste of time because there is no r&d opportunity since they just copy all the design from Toyota/Daihatsu. End up become Copy Engineer. Somemore, they pay peanut salary but we work 8 hours per day just like everybody else. Why waste our time working like this? Get my point?
What Iâm trying to say is to look for a job in an industry where money is abundant or work in Fortune 500 companies where they have cash to pay a good salary. DONT find a job that you like but FIND a job that you like AND it pays a GOOD MONEY.
Maybe my comments about Huawei are a bit exaggerated but its better to be ready for the corporate world. Companies are not doing charity work. They are trying to make money and the fresh grad is an easy target for them to gain more for what they paid for. Huawei or any companies, in front of u, they will say all the nice words such as âEmployees are our precious assetsâ, but in reality is, they will question whether your salary is justified with the work that u delivered. No hard feelings. Its just business. Itâs a cruel world. But I donât deny that there are some companies who truly value their employees such as companies listed in Fortune 500 such Microsoft, Apply, Google, Cisco etc.
despite the negative aspect of this company, Huawei is a very good place to grow but it is definitely not a good place to stay for a long term basis. And it is still much better than to work in most of the local companies. working in an MNC, u get the chance to hang around with great ppl with great mindset and with vast experience which enables u to grow, not just for your career but to broaden your way of thinking, the way u see things, let u see things differently as compared to other typical ppl. that’s why there is a saying “Your Circle of Friends Influence Who You Become”. so, if u hang with ppl who always play politics, talk c*ck, day dreaming, you will definitely become just like them.
Career in project management is not bad actually. you have the opportunity to grow as Project Mgr, then become Director, after that C-Level etc. I assume you have an idea about your career goals, what u expect to become in 5 years time, 10 years time, etc. Huawei is one of the biggest company in the world, definitely u have the opportunity to gain experience. It is much better if this role have the opportunity to work abroad or collaborate with international peers globally. By looking at the JD, u will handle the project mgmt system, but I am not sure the detail of this role. But normally in Huawei, most of their Project Managers come from a technical background, where they have worked as Engineer doing technical stuff. So, for u to start your career directly in Project Mgmt might give u an extra challenge to equip urself in technical area for career growth. But I might be wrong, but u can give it a try and see what this role has to offer. Learn as much as u can, donât learn some basic stuff, but gain some unique knowledge where u can use it to boost your career. For example, getting involved in a big project, where time is critical, and so on. Honestly I donât know much about Project Mgmt team because I joined them as Technical Engineer where in my field of work, there is a huge potential for career growth since it involved working with the latest tech such as 5G and this knowledge is highly in demand in many countries but not in msia because telco have limited opportunity eventhough it is a lucrative business.
why worry about office politics? firstly, what is your goal when joining huawei or any other company? if your aim is to gain bonus, promotion, increment, i guess by playing politics will help u achieve these goals. if your aim is to gather unique knowledge and skills as much as possible so that u can jump to a better company with a better pay, office politics are irrelevant to u. yes, salary is super low for fresh grad, but looking at the bright side, there is an opportunity to gain priceless knowledge which will leverage the money issue. therefore its a win-win situation, the company hired u cheaply and in return, u get to learn something priceless. remember, “DO NOT work hard, but work SMART!” âDO NOT be loyal to the company, BUT be loyal to your CAREER!â
and I suggest u to keep on applying for other jobs at a good company. You are still young. If u havenât figured out your passion, keep on working in different company until u find the right one. Because passion will drive your career, which in return will reward u with money, promotion, bonus, etc.
Career in Huawei Technologies Malaysia Read More »
Laptop with built-in desktop CPU
My 10 years old t410i finally reached the end of its days. It served me well, all these years (tears on my eyes), worth every penny i spent on it. This laptop’s 8GB wont be enough to cater the requirements for my daily task.
My search for a new laptop took many months as I could not find laptop worth paying for. i am attracted to new lenovo x280 but it costs a whopping RM4k++ at the time this article was written which was above my budget.
Then I searched for a used lenovo x260 and found a well maintained one which costs RM1156 (i5 6200U , 8GB) but it uses quite slow CPU and i thought i could replace it after i buy this laptop, then i realized laptop nowadays has its CPU and RAM soldered onto the motherboard! Oh man, my good ol’ T410 survived for 10 years because I am able to upgrade is CPU, RAM and HDD to meet ever growing software requirements installed in it. After that I am stuck, at first I was searching for a laptop which can swap its CPU and it turns out almost all laptop does do that anymore! Except one, which is Clevo!
i stumbled on this video where this guy swapped Intel G5420 with a FREAKIN i5 9400 desktop CPU!!! How is that possible? It turns out that this laptop sold by a chinese company called Maibenben which are one of the resellers who build their laptop based on Clevo’s barebone laptop chassis. Some of these laptop chassis uses LGA1151 socket which enables it to use 8th and 9th gen intel CPU!!! In that video the laptop is based on Clevo’s NB60TA where this model is already obsolete by now. But do not worry, Clevo produced newer models which also has LGA1151 socket where you can find a comprehensive list of upgradable cpu laptop here.
There are plenty of resellers who are using Clevo’s laptop chassis such as Eluktronics, XMG and Sager where you can easily buy it from their websites. Below shows one of the model where you can buy a barebone laptop (without cpu, ram, hdd) which uses H310 based chipset with LGA1151 and you can build a i5 9400 based system as low as RM3000 !!!
Or if you have an even tighter budget, you may check out chinese brands such as Shinelon(ç«éŸ) and Hasee(ç„è) were these laptop brands can be purchased from Taobao. Here is one link which sells Hasee laptops where you can own a Laptop with i5 8400 desktop CPU for as low as CNY3000 (RM1800) !!! And it has GTX1050 suitable for gamers out there.
However bear in mind that this laptop will be a bit bulky and a little heavier as compared to other mainstream laptops which is one of the trade off by having a desktop cpu in a laptop. If you can live with this trade off, you will own a laptop which is sustainable for many years.
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Comparison of Insurance Companies when buying Malaysian Motor Insurance Pool (MMIP) / 3rd Party Insurance for motorcycle
In my 20 years of experience of owning a cheap motorcycle and a 3rd party insurance, I can never escape from discrimination from the several parties.
I noticed the renewal fee of 3rd party insurance for my 125cc motorcycle has increased. The story began when i received an automated reminder email from AXA Affin General Insurance to renew the insurance which costs RM87.58 (the same price i’ve been paying for more than 5 years with AXA). After contacting AXA to request for online payment, they sent a revised quotation which costs RM109.50. The price increase because they added an additional coverage (motorcyclist PA Plan A with towing). When asking the reason for price increase, they said “Personal Accident cover is required for Third Party motorcycle policy“. Honestly, money is never an issue to pay the price increase but I am not paying extra money just because the company wanted me to!
I browsed the internet and study the 3rd party insurance regulations and guidelines and found an informative article here. In this article, the writer got help from MNRB (Malaysian National Reinsurance Berhad) to instruct the insurance company to allow him/her to buy insurance without Additional Coverage. This means we have the right not to buy the Additional Coverage! I contacted MNRB but no one pick up the phone, I even emailed to MNRB but no reply at all! MNRB is owned by PNB (Permodalan Nasional Berhad) which makes MNRB as a GLC. But I am not surprised to see a GLC in Malaysia to have this poor customer service.
I contacted the writer to explain about my problem and he provided me with a list of insurance companies that provides MMIP. I emailed each one of them and i have tabulated the results as shown below:-
| Insurance Company | Remarks |
| AmGeneral Insurance Berhad | They did not reply my email |
| Chubb Insurance Malaysia Berhad | Price = ??? They replied with “We regret to inform you that we unable to cover Third Party for your motorcycle Honda AFS125MCR – is declared as Decline Risk by Chubb Insurance” |
| Liberty Insurance | Price = RM113.50 ( the price includes Additional Coverage) |
| Lonpac Insurance | They did not reply my email |
| MPI Generali | Price = RM113.50 ( the price includes Additional Coverage) |
| Pacific & Orient | They did not reply my email |
| Pacific Insurance | They did not reply my email |
| Progressive Insurance | They did not reply my email |
| RHB Insurance | Price = ??? I did not receive the quotation because they wanted me to go to the branch |
| Takaful Ikhlas | Price = ??? They replied with “Kindly to inform you that we no longer have MMIP or third party coverage” |
| Tokio Marine | Price = RM87.57 |
Of all the companies that I contacted, only ONE COMPANY offered insurance without Additional Coverage! This shows that the welfare for motorcycle owners with 3rd party insurance are not being taken care of. However there is still one kindhearted company (Tokio Marine) which offered a fair deal. In the end, I bought my 3rd party insurance for both my motorcycle and my car with Tokio Marine and they still impresses me until today.